On Wednesday, USAA was nice enough to remind me that I’m inching closer and closer to 30. Now, I still have a few years to go but OUCH it hurt getting that reminder. I imagine I had the same reaction as people in their 50s who receive the AARP information before it’s time.
cussing them out calming acknowledging the fact that I am getting older, I flipped through the information that they felt I needed to know. Some of the tips were common sense like:
- #4. Let Compound Interest Help You
- #11. Calculate Your Spending Power
- #21 Financial Autonomy is Imperative
Some were really good tips like:
- #13. Grad School is Not a Solution to Unemployment
- #25. Prioritize Your Retirement
- #25. You May Have to Support Your Parents When They Get Older
- #28. Your Best Investment is in Yourself (This was my favorite)
and some were downright funny, like #7, “FICO before sex”. I guess an inadvertent perk of marrying your love right out of high school is that we successfully avoided any FICO pillow talk. Darn, I really feel like I’ve been short-changed.
All kidding aside, the money tips from USAA did get me thinking about one thing in particular. My running habit. I’ve always been the very frugal one in my and my hubby’s relationship but this past year I think I’ve lost my penny-pinching mind! Between $110 shoes (3 pairs so far this year), race fees (anywhere from $15-$100 monthly), running gear, trips to races, etc…I’m scared to calculate how much I’ve spent. And the trip to the Marine Corps Marathon will easily set us back $1,500 – just for one race!
Oorah, You’re in!….What, debt?! Thanks USAA, I feel incredibly guilty now about all the money I’ve spent. If I had put it into an account, it could be earning interest as you read this. But I didn’t, and I can’t undo the past; nor would I want to. I’m sure I’ll really regret my decisions in about 65 years when I realize I have no money for groceries because I spent all it on running. Alright, that might be a slight exaggeration but I suppose it could happen… There’s another aspect of this that tugs at my Christian heartstrings, knowing that maybe I haven’t been the best steward of our money.
So I’m wondering, how do you, my lovely reader, support your running/cycling/shopping/scrapbooking (did I mention I like to scrapbook, too) habit? Do you set aside a certain amount of money each month and once it’s gone, it’s gone? Or do you just bury your head in the sand (like I did) and do whatever you want? How do you find balance?
Here’s your chance, tell me how you support your habit. I would love to hear (steal for my own use) any creative ideas!